reduced
by the credits that accumulate. Twice a year, Assurant
Health applies a 10% credit that reduces the amount you
pay of the plan deductible, until the deductible is met.
The more credits you accumulate, the less you pay.
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•
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10% credits available twice a year —
You start accumulating credits on January 1 and July 1
after your plan has been in force for two months. Each
credit is 10% of your plan deductible.
Each year starts out with a 10% credit on January 1 —
Even if you meet your One Decreasing Deductible in the
previous year, we’ll start the next year with a 10%
credit on January 1. And, we’ll apply another credit on
July 1 if you haven’t met your One Decreasing
Deductible.
Credits start over after you meet your deductible —
After you meet your One Decreasing Deductible, Assurant
Health will pay covered expenses at 100% — according to
your plan. You won’t collect any more credits for the
calendar year because your deductible has been met and
your accumulating credits have been used. But, the
following January 1, the process starts over with your
plan deductible and your first 10% credit for the new
year.
Credits accumulate over time —
Credits accumulate, year after year, until your One
Decreasing Deductible is met. The deductible in your
insurance contract stays the same but, credit by credit,
the deductible amount you have to pay is reduced.
Savings as much as 70% —
As you accumulate credits, your One Decreasing
Deductible can go as low as $1,500 for individual
coverage or $3,000 for family coverage. With the highest
deductible options, you may see
deductible savings as much as 70%.
Easy for you —
We’ll track your credits and your One Decreasing
Deductible amount. As long as you keep this coverage
up-to-date, we’ll do the rest.
Automatic —
The credits you accumulate are applied automatically
when you meet or exceed your One Decreasing Deductible.
