Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)
When you are hospitalized for: |
Medicare Covers |
You Pay |
1-60 Days | Most confinement costs after the required Medicare Deductible | $1,600 Part A Deductible |
61-90 Days | All eligible expenses, after the patient pays a per-day copayment. | $400/Day |
91-150 Days | All eligible expenses, after patient pays per-day copayment. (These Are Liftetime Reserve Days Which may never be used again.) |
$800/Day |
151 days or more | Nothing | You Pay All Cost |
Skilled Nursing Confinement: When you are hospitalized for at least 3 days and enter a Medicare Approved skilled nursing facility within 30 days after a hospital discharge and are receiving skilled nursing care. |
All eligible expenses for the first 20 days; then all eligible expenses, (if you qualify), for days 21-100, after patient pays a per day copayment. | Days 1 - 20 $0 Days 21 - 100 $200/Day Days 101+ ALL COSTS |